Last Updated: 27 May 2025

Introduction
Brite (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website, mobile app, and financial services.

Information We Collect

• Personal Information: Name, email, phone number, date of birth, address, Social Security Number (SSN) or other government ID.

• Financial Information: Bank account details, transaction history, balances, credit reports, and credit scores collected via third-party providers (e.g., Finicity).

• Usage Data: Log files, device information, IP addresses, browser type, pages visited, and interaction data.

• Cookies & Tracking: We use cookies and similar technologies to enhance user experience and collect analytics.

How We Use Your Information

• To provide and manage your Brite Card account and services.

• To verify your identity and comply with legal and regulatory requirements (e.g., KYC, AML).

• To process payments and facilitate bank account linking.

• To communicate with you, including notifications and customer support.

• To improve and personalize our services.

• To comply with lawful requests from authorities.

Sharing Your Information

• We share your data with trusted third parties (e.g., Finicity, credit bureaus, payment processors) to deliver the service.

• We do not sell your personal data to advertisers or third parties for marketing purposes.

• We may disclose information to comply with legal obligations or protect rights.

Your Rights

• Access and correct your personal data.

• Withdraw consent where applicable.

• Request deletion of your data (subject to legal retention requirements).

• Opt-out of marketing communications.

Data Security

• We implement industry-standard security measures, including encryption and access controls, to protect your data.

Data Retention

• We retain your data only as long as necessary for service provision and legal compliance.

Children’s Privacy

• Our services are not directed to children under 18 and we do not knowingly collect data from minors.

Changes to This Policy

• We may update this Privacy Policy. We will notify you of significant changes and update the date above.

Contact Us
For privacy questions or requests, please contact: privacy@brite.com